Welcome to MortgageSciences; professional mortgage planning services. My name is Jed Thibodeau and as a Certified Mortgage Planner I take a unique approach to helping homeowners in the Las Vegas and surrounding areas of southern Nevada with their mortgage and real estate financing needs. The foundation of this approach is based on the following suite of mortgage planning services...
Personalized Mortgage Plan - Understand total mortgage cost over time.
Periodic Mortgage Review - Maintain constant control of your mortgage with RateWatch, sign up now.
Annual Equity Review - Properly manage debt and optimize equity to reach your goals sooner.
Mortgage Calculators - Calculate monthly mortgage payment, amortization schedules, points, Adjustable Rate Mortgage (ARM) payments, tax savings, and more.
The Federal Reserve Board
A Consumer's Guide to Mortgage Settlement Costs - Mortgage settlement--sometimes called mortgage closing--can be confusing. A settlement may involve several people and many documents and fees. This information will help you understand all that is involved. Although the focus of this guide is on settlements for home purchases, much of it will also be useful if you are refinancing a mortgage.
Consumer Handbook on Adjustable-Rate Mortgages - This handbook explains how ARMs work and discusses some of the issues that borrowers may face. It includes ways to reduce the risks and gives some pointers about advertising and other ways you can get information from lenders and other trusted advisers. Important ARM terms are defined in a glossary. And the Mortgage Shopping Worksheet can help you ask the right questions and figure out whether an ARM is right for you. Ask lenders to help you fill out the worksheet so you can get the information you need to compare mortgages.
